Are you getting the best rate possible on your Extended car warranties ? There’s a good chance that the answer to that question is no, as recent studies suggest that the average person overpays on car insurance by about $400. An extra $400 is a big deal to most people; that’s enough to buy a decent-sized HDTV, spend a couple extra nights out on the town, or even make a few months’ worth of payments for your extended warranty insurance . So the question is, how can you get that money out of your insurance company’s hands and back into your pocket where it belongs? Here are 5 easy ways. Update Your Plan Did you get married recently? Has it been a while since your last policy claim or driving infringement? Your plan is outdated and costing you more than it should if it doesn’t reflect recent big changes like these. Contact your extended warranty for cars company to make sure your insurance reflects your current situation. Raise Your Excess Raising yo...